Law Requiring the Course
11 U.S.C. §727(a)(11) provides:
The court shall grant the debtor a discharge, unless…after filing the petition, the debtor failed to complete an instructional course concerning personal financial management described in section 111, except that this paragraph shall not apply with respect to a debtor who is a person described in section 109(h)(4)*.
11 U.S.C. §1328(g)(1) provides:
The court shall not grant a discharge under this section to a debtor unless after filing a petition the debtor has completed an instructional course concerning personal financial management described in section 111. This provision again does not apply to a debtor who is a person described in section 109(h)(4).
11 U.S.C. §111 provides:
(a) The clerk shall maintain a publicly available list of –
(2) instructional courses concerning personal financial management currently approved by the United States trustee (or bankruptcy administrator, if any), as applicable.
Section 111(b) also specifies that the United States trustee must review a provider’s qualifications and section 111(d) specifies that the United States trustee shall only approve an instructional course concerning personal financial management if the course provides certain minimum requirements.
Bankruptcy Debtor Education is approved to issue certificates in compliance evidencing completion of a personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of the Provider’s services.
* 11 U.S.C. §109(h)(4) references debtors whom the court determines, after notice and hearing, are unable to complete requirements because of incapacity, disability, or active military duty in a military combat zone.