This website ("Company Website") is operated by Bankruptcy Debtor Education ("Company") and this policy applies to all websites owned, operated, controlled and otherwise made available by Company, its affiliates and supported organizations (including, but not limited to, mirrored, co-branded and successor sites).
The office address is: Bankruptcy Debtor Education, 21001 N. Tatum Blvd, Suite 1630-299, Phoenix, Arizona 85050, United States of America
Direct all communications regarding the 'Company' as well as its sponsored education courses and programs to firstname.lastname@example.org
Like most websites, user information is anonymously compiled based on visits to specific pages of the Company Website. These data may include your Internet Protocol (IP) address and other anonymous information from your web browser that are used to identify trends and statistics including, but not limited to, browser version, pages requested, and pages visited. You will remain anonymous unless you provide personal information during your visit to this Company Website or during an earlier or subsequent visit that permits linking your IP address with your current visit and one of these other visits.
In addition to anonymous information that is collected on user patterns during visits to the Company Website, we may collect personal information that is voluntarily provided by you at this Company Website during the registration process as specifically requested by the U.S. Department of Justice (DOJ). This requested information may include your name, address, telephone number, email address, gender, year of birth, and when necessary, credit account information, when you:
Complete a request, registration, survey, application or other form;
Sign-up to receive email newsletters or other correspondence;
Submit unsolicited materials to this Website;
Request materials from us; and/or
Request e-mail, fax, mail or telephone support or services.
Your submission of any personal information to this Company Website is entirely voluntary. If you choose not to submit any personal information, you can still access and use many portions of this Company Website. However, you will not be able to access and use those portions of this Company Website or the services available on or through this Company Website that require your personal information as mandated by the U.S. Department of Justice in the process of obtaining your certificate of completion for the Debtor Education class that is required to complete your bankruptcy filing.
We do not require any personal information unless it is mandated by DOJ.
We may use the information we collect to:
Better respond to your customer service inquiries;
Communicate with you about your account information, or customer service needs;
Improve our service;
Provide technical support to you; and
Perform any other lawful acts except for those acts expressly prohibited by the terms and conditions set forth herein.
For the purpose of fulfilling our mission as a 501(c)(3) nonprofit, personal finance education provider, and providing you with certain services and products and to process your requests, purchases, and payments, we may disclose your personal information to one or more of our affiliates, service providers or other third parties who are assisting Company in performing such services. Without limiting the foregoing, these third parties may provide Company with payment processing, shipping, data management, email distribution, live text chat, email response, and information analysis. We provide such parties with the personal information they need to perform their respective services and we use commercially reasonable efforts to require them to safeguard your personal information and limit their use of it.
We also may provide your personal information to other Company-affiliated companies which may be outside the United States, and who may use your personal information for any legal purposes whatsoever.
We may also provide aggregated, non-personally identifiable information to third parties for any legal purposes whatsoever.
Protecting Your Information
The Company uses commercially reasonable efforts to safeguard and secure your personal information while stored on our computer systems. We use a variety of industry standard security measures, including encryption and authentication tools, to maintain the confidentiality of your personal information. Your personal information is stored behind industry standard firewalls and is only accessible by a limited number of persons who are authorized to access such systems, and are required to keep the information confidential. Regardless of these efforts by the Company and its third-party contractors, all information technology systems connected to the internet cannot be guaranteed to be 100% secure.
The Company uses commercially reasonable efforts to safeguard and secure the transmission of your personal information from your computer to the Company's computers. When you access your personal information or submit requests for the Company's services, the Company offers the use of a secure server. To the extent you select the secure server method or your browser supports such functionality, all credit account information that is submitted is then transmitted via Secure Socket Layer (SSL) technology. Regardless of these efforts by the Company, no data transmission over the public Internet can be guaranteed to be 100% secure.
Unsubscribing, Removing or Modifying Your Information
We want to communicate with you only if you want to hear from us.
Further, your personal information is never completely removed from our databases due to technical constraints and the fact that we back up our systems. Therefore, you should not expect that all of your personal information will be completely removed from the Company databases in response to your requests.
Terms and Conditions
Company has a Terms and Conditions Agreement that sets forth the terms and conditions under which we provide products, services and information to you from this Company Website. Please review the terms and conditions governing your use of, and access to, this Company Website. It is your responsibility to read, understand and fully comply with the terms and conditions set forth therein.
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