Privacy

Privacy Policy

This website ("Company Website") is operated by Bankruptcy Debtor Education ("Company") and this policy applies to all websites owned, operated, controlled and otherwise made available by Company, its affiliates and supported organizations (including, but not limited to, mirrored, co-branded and successor sites).

The office address is: Bankruptcy Debtor Education, 21001 N. Tatum Blvd, Suite 1630-299, Phoenix, Arizona 85050, United States of America

Direct all communications regarding the 'Company' as well as its sponsored education courses and programs to bankruptcydebtoreducation@gmail.com

Introduction

The Company respects the privacy and security of your personal information. The following privacy policy describes the information we collect, how we use it, and what rights you have to it. By using this Company Website, you acknowledge and agree to the terms and conditions of this Website Privacy Policy Statement ("Privacy Policy"). If you do not agree to these terms and conditions, please do not use this Company Website.

We reserve the right to change or modify our privacy practices that are described herein from time to time simply by posting a revised Privacy Policy on this Company Website. Any such change shall be effective immediately upon posting of the revised Privacy Policy on this Company Website. We reserve the right to make the revised or changed Privacy Policy effective for any information that has already been previously collected, as well as any information that we receive in the future. You are encouraged to refer to this Privacy Policy on an ongoing basis so that you understand our current privacy practices and guidelines.

 

Privacy Policy

Like most websites, user information is anonymously compiled based on visits to specific pages of the Company Website. These data may include your Internet Protocol (IP) address and other anonymous information from your web browser that are used to identify trends and statistics including, but not limited to, browser version, pages requested, and pages visited. You will remain anonymous unless you provide personal information during your visit to this Company Website or during an earlier or subsequent visit that permits linking your IP address with your current visit and one of these other visits.

In addition to anonymous information that is collected on user patterns during visits to the Company Website, we may collect personal information that is voluntarily provided by you at this Company Website during the registration process as specifically requested by the U.S. Department of Justice (DOJ). This requested information may include your name, address, telephone number, email address, gender, year of birth, and when necessary, credit account information, when you:

Complete a request, registration, survey, application or other form;
Sign-up to receive email newsletters or other correspondence;
Submit unsolicited materials to this Website;
Request materials from us; and/or
Request e-mail, fax, mail or telephone support or services.

Your submission of any personal information to this Company Website is entirely voluntary. If you choose not to submit any personal information, you can still access and use many portions of this Company Website. However, you will not be able to access and use those portions of this Company Website or the services available on or through this Company Website that require your personal information as mandated by the U.S. Department of Justice in the process of obtaining your certificate of completion for the Debtor Education class that is required to complete your bankruptcy filing.

We do not require any personal information unless it is mandated by DOJ.

Using Information

We may use the information we collect to:

Better respond to your customer service inquiries;
Communicate with you about your account information, or customer service needs;
Improve our service;
Provide technical support to you; and
Perform any other lawful acts except for those acts expressly prohibited by the terms and conditions set forth herein.

Sharing Information

For the purpose of fulfilling our mission as a 501(c)(3) nonprofit, personal finance education provider, and providing you with certain services and products and to process your requests, purchases, and payments, we may disclose your personal information to one or more of our affiliates, service providers or other third parties who are assisting Company in performing such services. Without limiting the foregoing, these third parties may provide Company with payment processing, shipping, data management, email distribution, live text chat, email response, and information analysis. We provide such parties with the personal information they need to perform their respective services and we use commercially reasonable efforts to require them to safeguard your personal information and limit their use of it.

We also may provide your personal information to other Company-affiliated companies which may be outside the United States, and who may use your personal information for any legal purposes whatsoever.
We also may disclose personal information about you upon request by the U.S. government; in response to a court order; when required by law or when we believe in good faith it is required by law; to enforce our Privacy Policy, terms and conditions or other agreements and polices on this Company Website; upon your request; or to contact, identify or bring legal action against someone who may be causing injury to or interference with our or others' rights or property including, but not limited to, claims for infringement of intellectual property, invasions of privacy or situations involving threats or alleged threats to the physical safety of a person's property. The Company may also share information with other companies assisting in fraud protection or investigation. The Company does not provide information to these agencies or companies for marketing purposes.

We may also provide aggregated, non-personally identifiable information to third parties for any legal purposes whatsoever.

Protecting Your Information

The Company uses commercially reasonable efforts to safeguard and secure your personal information while stored on our computer systems. We use a variety of industry standard security measures, including encryption and authentication tools, to maintain the confidentiality of your personal information. Your personal information is stored behind industry standard firewalls and is only accessible by a limited number of persons who are authorized to access such systems, and are required to keep the information confidential. Regardless of these efforts by the Company and its third-party contractors, all information technology systems connected to the internet cannot be guaranteed to be 100% secure.

The Company uses commercially reasonable efforts to safeguard and secure the transmission of your personal information from your computer to the Company's computers. When you access your personal information or submit requests for the Company's services, the Company offers the use of a secure server. To the extent you select the secure server method or your browser supports such functionality, all credit account information that is submitted is then transmitted via Secure Socket Layer (SSL) technology. Regardless of these efforts by the Company, no data transmission over the public Internet can be guaranteed to be 100% secure.

Unsubscribing, Removing or Modifying Your Information

We want to communicate with you only if you want to hear from us.

Further, your personal information is never completely removed from our databases due to technical constraints and the fact that we back up our systems. Therefore, you should not expect that all of your personal information will be completely removed from the Company databases in response to your requests.

Terms and Conditions

Company has a Terms and Conditions Agreement that sets forth the terms and conditions under which we provide products, services and information to you from this Company Website. Please review the terms and conditions governing your use of, and access to, this Company Website. It is your responsibility to read, understand and fully comply with the terms and conditions set forth therein.

Questions and Feedback

We welcome your questions, comments, and concerns about this Privacy Policy and the privacy practices of the Company. Please send us feedback at bankruptcydebtoreducation@gmail.com pertaining to these matters or any other issue that you may have with Company or this Company Website.